SMS Program Terms

Orlando Furniture Mart Global Retail, LLC Text Message Program Terms

Orlando Furniture Mart Global Retail, LLC and its affiliates offer customers marketing messages about events, new products, and other offers via SMS (the “Service”). By participating in the Service, you are agreeing to these Text Message Program Terms.

Signing Up and Opting-In to the Service

Enrollment in the Service requires you to provide your mobile phone number and agree to these terms and conditions. You must be at least 18 years old to enroll in the Service, except for residents of Alabama and Nebraska, where the minimum age is 19.

Before the Service begins, you must verify the mobile phone number you provided by responding to a text message sent to your mobile phone, affirming your choice to opt-in to the Service and your agreement to these Text Message Program Terms.

We reserve the right to discontinue the Service at any time, with or without notice.

By opting into the Service, you:

1. Authorize us to use autodialer or non-autodialer technology to send text messages to the mobile phone number associated with your opt-in (i.e., the number listed on the opt-in form or, if none, the number from which you send the opt-in, or, if none, the number on file for the account associated with your opt-in).

2. Acknowledge that agreeing to receive messages is not a condition of purchase.

3. Confirm that you are the subscriber to the relevant phone number or the customary user of that number on a family or business plan, and that you are authorized to opt-in.

4. Consent to the use of an electronic record to document your opt-in.

5. Agree that our Privacy Policy governs our treatment of any information, including personal information, that you submit to us.

THESE TEXT MESSAGE PROGRAM TERMS INCLUDE A BINDING ARBITRATION AGREEMENT, CLASS ACTION WAIVER, AND JURY TRIAL WAIVER THAT AFFECT YOUR RIGHTS. PLEASE CAREFULLY REVIEW THE ARBITRATION AND CLASS WAIVER SECTION BELOW.

Messages You May Receive.
Once you affirm your choice to opt-in to the Service, your message frequency may vary. You may receive an alert when you are welcomed into the Service and when we send you marketing or promotional messages.

Message and Data Rates.
Message and data rates may apply. Please consult your service agreement with your wireless carrier or contact your wireless carrier to determine your phone’s pricing plan and the charges for sending and receiving text messages. You acknowledge that you are responsible for any message, data, or other charges incurred (usage, subscription, etc.) as a result of using the Service.

Carrier Compatibility.
The text-in number or short code may not be supported by all U.S. wireless carriers. The Service may not be available on all wireless carriers. We may add or remove any wireless carrier from the Service at any time without notice. Neither we nor any mobile carriers are responsible for any undue delays, failure of delivery, or errors in messages.

0% interest for 60 Months^° – In-Store Only
⁠On in-store purchases made with your Orlando Furniture Mart Synchrony credit card at participating locations. 60 equal monthly payments required. Minimum purchase may be required. Down payment up to 30%, plus tax and delivery may be required on another payment type for in-store purchases. Promo fee of 2% of amount financed will be included in monthly payments.

^°Not combinable with other offers and discounts. If any down payment is required, the qualifying purchase amount is determined prior to any down payment, taxes or delivery. See a sales associate for details on required down payment. Qualifying purchase amount must be on one receipt. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery, or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on amount financed (including related promo fee) and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial amount financed, (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. Any estimated monthly payments may be shown as rounded up to the next whole dollar (for ease of display) or may be shown rounded up to the next cent. See your billing statement for your actual required equal monthly payment, which will be rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period, the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts: As of 7/16/2024 Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

24 Months Special Financing‡ – Online Only*
⁠ On online purchases of $999 or more made with your Orlando Furniture Mart Synchrony credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 24 Months. Minimum monthly payments required.

‡*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length, and payment allocation. Regular account terms apply to non-promo purchases and, after the promo period ends, to the promo balance. New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

$1 to Start‡^
‡^“$1 to start” is available for applications online and in select stores, does not include taxes, & refers to the rental period from agreement start date to 1st scheduled renewal payment. On 1st renewal date, regular rental rates, taxes & fees will apply. Rate, term and total cost vary by item selected. This is not a promotion for a specific transaction/item nor an offer for a loan, credit, or financing. See lease for payment amounts & rental terms. Offer will not reduce the number of payments, total amount to acquire ownership, or purchase option amount. Customers in California will pay a $0 initial rent payment and a $1 processing fee to start.

Shop without using credit5
5Acima offers lease-to-own transactions. “Shop Without Using Credit” means this is not a loan, credit, or financing. Acima obtains information from consumer reporting agencies during a lease application. We consider multiple data points and regularly approve customers with less than perfect credit history. Acima Cash Price may include a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Not all applicants are approved.